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Best Boats Under $100,000

We've compiled a list of the top boats for prices under $100,000. With this list, we've divided it up into family friendly boats, great boats for watersports, top boats for fishing and everything in between too! All the prices mentioned are between $50k up to $100k.

If you are on an even smaller budget, you can check out our top boats under 50k article for ideas on great boats you can buy for even cheaper.

Some of the boats that made it onto the list include:

Pontoon boats
Sailboats
Motorboats
Fishing Boats
Center Consoles
Speed Boats

We'll also show you where you can buy these from around the world!

Buying a boat is extremely exciting so let's look at what's on offer! Please always be careful when buying boats and ensure you assess the vessel you're interested in thoroughly.

In a rush and just want the answers?

Here are the best boats all under $100,000.

Best Fishing Boat

Skeeter SX240

Best Sailboat

Hallberg-Rassy 352

Best SpeedBoat

Four Winns 210 Horizon

Best Motorboat

Regal 28 Express

Best Pontoon Boat

BENNINGTON Q25

Best Center Console

BOSTON WHALER 210 MONTAUK

Best Fishing Boats Under 100k

The most popular boats purchased under 100k are fishing boats. Who doesn't enjoy a day on the water fishing?

The first fishing boat to make it onto the list is the Skeeter SX240.

Skeeter SX240

credit: skeeterboats.com

The Skeeter SX240 is a great fishing boat under $100k. Typically, you can buy this boat for an average price of $79,900.

Skeeter SX240 Specifications

Price Range	$73k - $88k
Length	24ft
Fuel Type	Gasoline
Hull Material	Fiberglass
Dry Weight	2,925lb
Engine	250 - 300HP Yahama Options
Boat Finance Options	$400 - $700 per month payment
Where to buy	Boattrader, Boat Dealerships, Skeeterboats

Whether you're fishing in the shallow waters near a beach or miles off the coast, this boat is a wonderful option for fishing lovers.

It also comes with:

15amp 4 bank battery charger
Swim Platform
10 ft Power Pole
Trim Tabs
Fusion Audio
Trolling Motor
Hydralic Jack Plate
Gunnel Rod Holders
DEC Binnacle
Washdown System

With many options and of a high spec, you will have everything you need for the next fishing trip.

BOSTON WHALER 210 MONTAUK

credit: boats.com

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The Boston Whaler 210 Montauk is another great fishing boat to make it onto the list. This center console is a high spec option for boaters with a higher budget to spend on a vessel.

Typically, the newer models average $65,000 +.

Boston Whaler 210 Montauk Specifications

Price Range	$55k - $85k
Length	21ft
Beam	9ft
Passenger Capacity	9
Dry Weight	3,651lb
Engine	Mercury FourStrokes 200HP Outboard
Boat Finance Options	$300 - $700 per month payment
Where to buy	Boattrader, Boat Dealerships, Bostonwhaler

This center console is another wonderful option for the fishing lovers out there. It also comes with:

Combo reversible captain seat
VHF Radio
Fishing Package
Glove Box
Bow Cushion
19ft interior freeboard
Chrome Graphics
Cockpit courtesy light
Drink Holders & forward fishbox/storage box with overboard drain
Lifting eyes (bow & stern)
Swim Platform

You can add much more if you plan on buying a new one with many more optional extras too!

Best Speed Boats Under 100k

Next up is the best speedboats on the market for under $100,000. Below are some great boats you can own to enjoy watersports or water skiing.

Four Winns 210 Horizon

credit: boats.com

The Four Winns 210 Horizon is a top speedboat under $100k worth considering if you enjoy water sports and travelling along the water at speed.

The average price of this boat is $61,000.

Four Winns 210 Horizon Specifications

Price Range	$50k - $65k
Length	22ft
Beam	8.5ft
Passenger Capacity	10
Dry Weight	3,450lb
Engine	MerCruiser 4.5L 250 EC/Alpha 250hp
Boat Finance Options	$300 - $600 per month payment
Where to buy	Boattrader, Boat Dealerships, Fourwinns

This speed boat is a great option for having fun on the waters in your area. It also comes with features like:

4 Bluetooth Speakers
Beverage Holders
Coolers built in
Swim Platform
Navigation Lights
Storage under sundeck
Custom Gauges, Fog Resistant

These are just some of the many options available on this boat.

Chaparral 250 Suncoast

credit: chaparralboats.com

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The next speedboat worth considering is the Chaparral 250 Suncoast. This stunning boat comes well within budget with an average price of $76,000.

Chaparral 250 Suncoast Specifications

Price Range	$70k - $85k
Length	24ft
Beam	8.6ft
Passenger Capacity	14
Dry Weight	4,100lb
Engine	Yamaha Four Stroke 250 HP - 300HP
Boat Finance Options	$300 - $500 per month payment
Where to buy	Boattrader, Boat Dealerships, Chaparralboats

This boat also comes with features like:

SeaStar Hydraulic Tilt Steering
Tower Speakers
VHF Radio
Digital Instrumentation
Glove Box

Custom Hand Wrapped Helm Console

Polished Spoke Steering Wheel
Multiple color options
Cockpit courtesy light
Drink Holders
Ski and Kneeboard Storage in Floor

Swim Platform

This modern boat comes with many features to choose from.

Best Sailboats Under $100,000

For those looking to enjoy sailing, there are a number of sailboats within budget to choose from.

Hallberg-Rassy 352

credit: hallberg-rassy.com

The first sailboat on the list is the Hallberg-Rassy 352. This is a great vessel with cabins onboard for boaters that want to spend the night onboard.

Hallberg-Rassy 352 Specifications

Price Range	$70k - $80k
Length	35ft
Beam	11.1ft
Passenger Capacity	12
Keel Weight	3 tons
Engine	Volvo Penta Diesel 43HP
Boat Finance Options	$200 - $400 per month payment
Where to buy	Boattrader, Boat Dealerships, hallberg-rassy.com

It also comes with features like:

Kitchen
Cabins
Toilets
Showers
Stereo

With a sailboat, you can have all the comforts of your home while onboard.

Beneteau First 27

credit: beneteau.com

The next sailboat on the list is the well known Beneteau First 27. These sailboats are of a very high standard and the Beneteau has been around years.

Beneteau First 27 Specifications

Price Range	$77k - $95k
Length	26ft
Beam	7.9ft
Main Sail	20 m²
Engine Power	15 HP
Ballast	610 KG
Boat Finance Options	$200 - $400 per month payment
Where to buy	Boattrader, Boat Dealerships, beneteau.com

The Beneteau brand is well know in the sailing world and their boats come with many features including:

Cabins
Kitchen
Toilet/Showers
Dining Table/Chairs
Stereo/TV
Refrigerator

You won't be disappointed with this sailboat as it's very popular.

Best Pontoon Boats Under $100k

Pontoons are a very popular boating option for both families and those that enjoy to party on the water. There are a lot of pontoons under $100k to choose from.

Bennington SX 22 Swingback

credit: boatingmag.com

The first Pontoon Boat worth mentioning is the Bennington SX 22 Swingback.

Looking for a family boat under $100k? Well, this is the perfect option.

Bennington SX 22 Swingback Specifications

Price Range	$55k - $80k
Length	22ft
Beam	8.61ft
Passenger Capacity	12
Dry Weight	2491 lbs
Engine	Yamaha F150
Boat Finance Options	$200 - $500 per month payment
Where to buy	Boattrader, Boat Dealerships, Benningtonmarine.com

Other features with this pontoon include:

Extended aft deck
Simtex Vinyl Upholstery
Cupholders
Speakers
Built in Coolers
Large Stern Lounger
Curved boarding ladder

These boats are great for all sorts of boating activities from fishing to water sports and are a very popular option for first time boat owners.

Avalon 2585 Catalina Elite

credit: boatingmag.com

The next Pontoon to make it onto the list is the Avalon 2585 Catalina Elite. Avalon is another high quality brand that boaters love.

Avalon 2585 Catalina Elite Specifications

Price Range	$55k - $65k
Length	25.5ft
Beam	8.5ft
Passenger Capacity	13
Dry Weight	2450lbs
Engine	Suzuki 200 SS
Boat Finance Options	$300 - $500 per month payment
Where to buy	Boattrader, Boat Dealerships, Avalonpontoons.com

The pontoon also comes with:

Stainless-Steel Boarding Ladder
Bluetooth Stereo System
Garmin GPS Unit
12V outlet
USB & Auxiliary Inputs
Thermoform Table
Bimini top
Onboard Cooler

Enjoy a great time on the water with friends or family on this great boat.

Best Motorboats Under $100k

Below are some of the top motorboats you can buy under $100k.

Regal 28 Express

credit: yachtandboat.com

The first motorboat to make the list is the Regal 28 Express. These are great boats for having fun on and cruising along a beach or coastline.

Regal 28 Express Specifications

Price Range	$75k - $95k
Length	28.9ft
Beam	8.6ft
Passenger Capacity	12
Dry Weight	7585 lbs
Engine	300HP-380HP options
Boat Finance Options	$200 - $500 per month payment
Where to buy	Boattrader, Boat Dealerships, regalboats.com

Other features with this motorboat include:

Ultralounge
Queen Sized Berth
Hull Side Picture Windows
Handcrafted Galley
Powertower
The largest-in-class head features 6-foot head room, black cherry cabinetry, a dedicated shower, and solid surface counter tops

These small yachts are a great vessel to choose for those looking for a bit more luxury.

Where To Buy These Boats

As mentioned in the spec table of each boat above, you can purchase these boats from boat dealerships, websites or directly from the manufacturer.

Obviously buying directly from the manufacturer means you'll have that added peace of mind that the boats are of a good quality, especially if you're buying a used boat.

All the boats listed are priced under $100,000 so hopefully you find a vessel you like!

Popular websites to find boats include BoatTrader.com, YachtWorld.com, Boats.com etc. Other lessor known places to find boats for sale under $100k include Facebook Marketplace & Craigslist.

If you're buying directly from a private owner, please do your own due diligence and make sure you're fully aware of the condition of the boat you're buying.

It might be helpful to bring a boat mechanic or a professional when checking out the boat.

In Summary

So there you have it. As you can see, there are plenty of options out there for people and some great marketplaces to find bargain boats.

As an important note, before buying any boat, you can always rent out a similar boat on a boat rental marketplace first to get a feel for how the boat operates on the water to ensure you would in fact enjoy using it.

Another useful tool is to read our used boat buying checklist.

That will give you a simple checklist to bring along when you are assessing the boat you want to buy to ensure you check the important areas of the boat. (it's a very basic pdf)

If prices up to$100 thousand are too much, you can check out our top boats under $50k for those looking for a more budget friendly option.

Either way, hopefully you find a top boat you like. After all, owning a boat can be so much fun!